Portugal D7 Visa

Portugal D7 Visa is tailored for retirees, individuals and families with passive income. It grants residency to those who can demonstrate a stable source of income, allowing them to enjoy Portugal’s beautiful landscapes, culture, and lifestyle

Program Overview:

Portugal D7 Visa, also known as the Retirement Visa or Passive Income Visa, perfect for the European Traveller or Retiree, was introduced in 2007 by the Portuguese government, allowing non-EU/EEA/Swiss citizens to apply for temporary residency in Portugal. It is used to obtain a permanent residency permit and eventually citizenship.

Portugal D7 Visa allows applicants and their family members legal residence in Portugal. It is intended to attract wealthy foreigners to boost Portugal’s economy. Subsequently, it is most commonly used to apply for Portugal’s Golden Visa Program.

Program Benefits:

  • You enjoy visa-free travel to any one of the Schengen Countries. Ultimately, you enjoy the same travel benefits as Portuguese citizens.
  • Thanks to the fast and easy application process, you can obtain Portuguese residency for your family in as little as 3 – 4 months.
  • Gain access to the National Health Service Care
  • Gain access to protection from the Portuguese Law and Legal System
  • Enjoy a preferential tax rate with the Portuguese Non-Habitual Residency (NHR) Program.
  • Conduct any professional activity as an independent professional
  • Gain access to the National Education Service, schools, and vocational training in Portugal
  • If you have a residency for 1 year your newborn babies can become Portuguese citizens.
  • Flexible minimum stay requirements.

Financial Requirements:

The national minimum wage of Portugal determines the minimum financial requirements for Portugal D7 Visa applications. 

You will need to show proof of (passive income) a minimum of €820 per month for 12 months – the minimum means of substance for your D7 Visa equal €9,840 per year.

  • The main applicant will need €9,840 per year (in passive income);

  • Second adult and additional adults 50% of minimum monthly salary (total of €4,920 per year);

  • Children and young people under 18 years of age and non-minor dependent children 30% of minimum monthly salary (total of €2,460 per year).


  • You’ll Need A Portuguese Bank Account

  • You’ll Need A Portuguese NIF (Tax number)
  • You’ll Need To Prove Financial Self-Sufficiency

  • You’ll Need To Provide Proof Of Accommodation

  • You Must Have Full Health Insurance

  • You Must Have Clean A Criminal Record

You will need a Portuguese NIF (Tax Number)

You will need to acquire a Portuguese tax number. It can be done remotely by a power of attorney without you entering Portugal. Without a Portuguese tax number, you can’t carry out any fiscal activities in the country. You’ll Need A Portuguese Bank Account

Once you have a NIF, you can open a Portuguese bank account remotely.

You will need to prove Financial Sufficiency

To obtain a Portuguese residency visa, you will need to prove that you are financially stable and can provide for yourself (and your spouse if relevant) while staying in Portugal. The Portuguese immigration authorities will request that you provide all relevant documents (recurring income, or significant savings, or a combination of the two) as proof.

You will need to provide proof of accommodation

You are required to secure adequate accommodation before you travel to Portugal. Although you do not need to buy property, you will need to have a lease agreement, which we help with, by providing a short term lease solution.

You must have full health insurance

The primary applicant, including any dependents, must have comprehensive EU-wide health insurance. Take note that the medical cover must be paid for in advance (12 months). Each applicant must have a minimum medical insurance worth €30 000.

You must have a clean criminal record

Without a clean criminal record, your application will be unsuccessful. Ensure that you obtain your criminal record in time before you start the application process.

Family Re-unification:

Once you have Portugal D7 Visa your family is entitled to join you in Portugal. You’ll need to request family reunification in SEF. You’ll have to legally prove your relationship to all and any members of your family whom you wish to include under this program.

The following is the list of family members that may qualify for family reunification under Portugal D7 Passive Income Visa:

  • Your spouse or partner
  • Your children under 18 years of age, or incapacitated children of the couple or of one of their spouses/partners
  • Children over 18 years of age who are dependent on you or your spouse. This means that they are single and studying in an educational establishment
  • Your parents or your spouse/partner’s parents, as long as they are dependent on you
  • You minor siblings

The benefits of Portugal D7 Visa.

The Portuguese government introduced a special type of visa in 2007: Portugal D7 Visa.  It is also known as Retirement Visa or Passive Income Visa.

This residence visa allows any non-EU/EEA/Swiss citizen who has a reasonable net regular passive income to apply for residency in Portugal. 

This income can be from pensions, transferable equity, real estate, intellectual property, or financial investment.

Path to

After six years of holding the Portugal D7 Visa, you become eligible for Portuguese citizenship. This grants you the rights and privileges of a European Union citizen, providing access to education, healthcare, and other social benefits.

Visa free travel in Schengen Zone

Holders of Portugal D7 Visa enjoy visa-free travel within the Schengen Zone. This perk is valuable for business and leisure, allowing you to explore 26 European countries without the hassle of obtaining additional visas.


Portugal D7 Visa extends its benefits to your family members, allowing for family reunification. Spouses, dependent children, and even dependent parents can obtain residency, providing a comprehensive solution for families seeking a new home in Europe.

Low minimum stay requirements​

Portugal D7 Visa program has relatively low minimum stay requirements. This flexibility allows you to maintain residency while making it suitable for those with international business commitments.


Yes, you can. The residence permit under this visa is granted for one year. After this year, you can renew this visa for successive periods of 2 years. After five years of legal residence, you can apply for a permanent residence permit or Portuguese citizenship.

Portugal has attracted retirees for decades. It has high living standards, low cost of living, excellent healthcare, and many social activities for retirees. All of this makes retiring in Portugal a very attractive option.

Not at all. As a matter of fact, the cost of living in Portugal is very cheap when you look at the quality of life there. A couple can comfortably live in a small town in Portugal for €1,500-2,000 for a month.

NHR is a special tax program. It stands for non-habitual resident). This program allows you to become exempt from your foreign-sourced income. This was due to close on 31st December 2023, however there has now been a 12 month extension added until 31st December 2024.

NIF number is your legal taxation number in Portugal. With your NIF number, you can carry out fiscal activities in the country.

Bitcoin is tax-free in Portugal, this is why many crypto traders are moving into the country. Make sure you speak to a lawyer and accountant before planning your relocation.


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